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Individual Savings Accounts (ISA)

An Individual Savings Account (ISA) allows anyone aged 18 or over to save up to a certain limit (£15,240 in 2016/17 and £20,000 in 2017/18) each year and not pay tax on the income you receive from the investment. Junior ISA's are available for those under 18 to invest up to a lower limit (£4,080 in 2016/17).

They are now a permanent feature of the savings landscape.

Tax Advantages of ISAs

Transferring an ISA

You can transfer your ISA to another ISA manager if it is the same type of ISA. For example, you can't move funds from a cash ISA with one manager to a stocks and shares ISA with another.

You cannot do this yourself by closing one and paying the money to another ISA manager. The transfer must be directly between the existing ISA manager and the new one and in some cases there may be a charge for transferring.

How We Can Help You

Please contact us if you would like further information on ISA's.